Managing business finances is a real high-wire act. Paying vendors and expenses and dealing with taxes is one wrong move away from a total collapse. Thankfully, finding the right checking account can go a long way toward protecting you from disaster. A modern account like the Bluevine business checking account can give you the much-needed contingency that small business owners need.
So whether you are a freelancer, small business owner, or growing your company, a business checking account is your answered prayer to run your finances with ease.
The Features That Matter Most
Every business is different, and you need a checking account that will help you take action today and grow your business tomorrow.
Low Fees: Every penny you save helps your small business thrive. So, you might as well go for a checking account that doesn’t charge monthly, offers unlimited transactions (and wait for it), and does not have a minimum balance requirement!
High Interest: A “no-strings-attached” account like those from Bluevine lets your balance earn interest so you can grow your money while it sits in your bank account. Bluevine Business Checking, for example, offers 1.0% interest, 20x the national average.
Seamless Integration: Want to save time manually entering numbers into your software every time a payment is made? How would you feel about having an account that can be seamlessly connected to your accounting software, payroll, and invoicing systems? This will save you and your business abundant time!
Why Streamlining Finances is Essential
Imagine this: you’re working normally with your banking system when suddenly it crashes. You cannot access any of your financial data and need to make a payment soon.
Sounds like a nightmare, doesn’t it? As we all know, time is of the essence for a business (and life, too!). However, using smarter checking solutions that streamline your business’s banking needs throughout all your software is the answer to the above scary situation.
Built for Modern Businesses
Traditional banking often means traditional needs; you can end up spending time wading through tedious paperwork and waiting to be approved. In comparison, newer banking tools like Bluevine strips all of that away. They create a digital solution that is perfect for the modern worker.
Businesses can be run from the palm of your hand no need to be in the office for anything to move smoothly. With online and mobile access, you can make informed business decisions from anywhere.
Supporting Financial Growth
Smart checking accounts aren’t just tools to manage money quickly and easily; they make a difference and grow your business. Understand your company’s cash flow with cash flow insights, get automatic expense categorization, and make informed decisions in minutes for the bottom-line improvement you’re looking for. You’ll be able to understand where you’re too much or if you have the room to reinvest and grow.
Customization for Your Needs
If your checking account is not in sync with your brand’s personality, what are you even doing? All businesses have a personality, and everything related to it — including your checking account — must be aligned with it. Luckily, checking accounts like the Bluevine business checking account offer businesses the ability to enable only what they want and say ‘no’ to those they don’t.
If you need multiple sub-accounts to manage your cash flow or you want invoicing tools built directly into the account, a checking account should be able to mold itself into your plans. That way, your bank account will work with you while working for you.
A Partner for Your Business Journey
Ask any successful entrepreneur, and they will tell you how no one ever accomplished great things on their own. Your business checking account is part of your “team.” Not just in that it holds onto your money, but that it will give you the time to focus on your best work while it takes care of the rest. It’s about bridging the gap between the ideas you come up with in your dreams and pragmatism to be sure your finances are as agile as your business.
And for the day-to-day management of your account and planning for the future, solutions are built to support you there, too.
Simplify, Save, Succeed
It’s more than just a financial decision — it’s a choice to make your life as an entrepreneur easier. Less time dealing with the day-to-day busy work of managing transactions and deploying cash. Save time, save headaches, and keep growing that business.
